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Greece Property Calculators

Greece Property Buying Costs Calculator

Estimate transfer tax, notary fees, land registry fees and legal costs before you make an offer — updated for 2026 rates.

Your purchase details

€

Estimated costs

Property price€0
Transfer tax (3%)€0
Notary fee (1.5%)€0
Land registry fee (0.575%)€0
Lawyer fee€0
Total cost€0

Extra costs on top of price: 0%

This is an estimate for general planning purposes only and is not tax, legal or financial advice. Transfer tax exemptions, VAT suspension rules and notary scales can change — always confirm final figures with a licensed Greek notary and lawyer before signing a purchase agreement.

Transfer tax is actually calculated on whichever is higher: the price you agree, or the property's official "objective value." Look it up on the Greek government's objective property value tool (gov.gr) before finalising your offer.

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Golden Visa thresholds (2026)

RegionMin. investment
Athens, Thessaloniki, Mykonos, Santorini & islands with population over 3,100€800,000
All other regions of Greece€400,000
Renovation / conversion of an existing building€250,000

Minimum property size of 120m² applies to the reduced thresholds. Rules are periodically revised by the Greek government — confirm current figures with an immigration lawyer.

More calculators in this series

  • ENFIA annual property tax estimator
  • Greece Golden Visa eligibility checker
  • Greece property ROI & net yield calculator
  • Rental income tax calculator
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Frequently asked questions

What are the total costs of buying property in Greece?

Beyond the purchase price, buyers typically pay transfer tax (3% for most resale properties), a notary fee of around 1.5%, a land registry fee of about 0.575%, and legal fees of roughly 1%. Altogether, these extra costs usually add 6–7% on top of the property price, though the exact figure depends on the scenario (resale, new-build, first-time buyer, or company purchase) and whether you also use a real-estate agent.

Do I pay transfer tax or VAT when buying a new-build in Greece?

New-build properties can fall under VAT rather than transfer tax, but Greece has repeatedly suspended VAT on new builds, which is why this calculator shows €0 transfer tax for the "new-build" scenario by default. VAT suspension rules change periodically, so always confirm the current status with your notary or lawyer before relying on this figure.

Am I exempt from transfer tax as a first-time buyer in Greece?

Greece offers a transfer tax exemption for first-time buyers on the first €200,000 of a property's value (the exact threshold can be higher for married couples or families with children). Any value above that threshold is still taxed at the standard rate. This calculator applies the exemption only to the first €200,000 — confirm your personal threshold with a lawyer, since family status can change it.

How much are notary and land registry fees in Greece?

Notary fees are generally around 1.5% of the declared property value (with a legal minimum fee that can apply to lower-priced properties), and land registry registration fees are approximately 0.575%. Both are paid once, at the time of the purchase, and are calculated independently of whether transfer tax or VAT applies.

Do foreign buyers pay extra property purchase taxes in Greece?

No — foreign buyers pay the same transfer tax, notary and land registry fees as Greek citizens. The main extra consideration for non-EU buyers is usually the Golden Visa investment threshold (if applying for residency through the purchase) and, in some border regions, an additional permit requirement that has no extra tax cost but can add processing time.

Should I use a lawyer when buying property in Greece?

Yes — an independent lawyer is strongly recommended and is standard practice in Greek property transactions. They verify the title is free of liens or disputes, check planning and building-permit compliance, and represent your interests separately from the notary (who is a neutral public official) and the seller's agent. Legal fees are typically around 1% of the purchase price.

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